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Ok so i had a question i was wondering so i co-signed for my mother on her car loan i wanted to know is it possible to be removed as a co-applicant without her paying off the full balance because overall she is responsible for it i just wanted to be added for the extra TL but what i did not keep in mind is how high it would make my DTI sky rocket... because i already have a car financed under my name and with hers it sends it over the top... so i overall would like to be removed so the TL can be removed from my credit report...
Is this possible? the Finance company is Honda Financial
@shaun2009 wrote:Ok so i had a question i was wondering so i co-signed for my mother on her car loan i wanted to know is it possible to be removed as a co-applicant without her paying off the full balance because overall she is responsible for it i just wanted to be added for the extra TL but what i did not keep in mind is how high it would make my DTI sky rocket... because i already have a car financed under my name and with hers it sends it over the top... so i overall would like to be removed so the TL can be removed from my credit report...
Is this possible? the Finance company is Honda Financial
Yes; She has to refi into a new loan with another bank, without you. If she has good credit, look into the refi rates that penfed offers. She might save some money too.