Credit Union asking about Future Income

[Anonymous]

I'm moving from a very stable corporate job into starting my own business. I need a truck and I'm planning to use my old job Credit Union to finance it. The CU does not know my future plans. They are asking if my future income is likely going to be lower (it's a standard question in their application). I do not want to answer that question for obvious reasons. Ideas?

[CCrew]

Hey, if you expect to be a sucessful business person you expect your income will be substantially more, am I right? Frankly there's no real downside to that question, none of us have a crystal ball and by answering to the affirmative it's not a lie but an opinion. I personally wouldn't feel that that's a misrepresentation. 

Hey, I expect to win a million $ in the Publishers Clearinghouse sweepstakes! lol

[Medic981]

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@CCrew wrote:

Hey, if you expect to be a sucessful business person you expect your income will be substantially more, am I right? Frankly there's no real downside to that question, none of us have a crystal ball and by answering to the affirmative it's not a lie but an opinion. I personally wouldn't feel that that's a misrepresentation. 

Hey, I expect to win a million $ in the Publishers Clearinghouse sweepstakes! lol

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There is a fine line between being truthful and delusional.