Credit cards before an auto loan?

[iNathanDrake]

Hey everyone, I’m in the process of looking into refinancing an auto loan. I would like to refinance with capital one and will get a much better rate. That said, this morning I was going to apply for a new credit card (ironically enough, through capital one as well) and I stopped and thought, would opening this account affect my chances or rates of my refinance?

So does anyone have any experience or knowledge on this? Should I hold off on applying for a card until after the refinance? Or does it not make a difference at all? Will it help that it’s another capital one product or is that redundant?

Thanks in advance!

[gdale6]

Complete the loan refi first then do the CC apps.

[RSX]

It will likely be an HP for the CC. So I would wait

the refi is more important than a new CC.  

Wait it until the refi fully processes then go for the card

[Gotham-]

Oh yes GET that Refi going 1st those HPs are
Reelz
Maybe someone may know that the CC you apply for could be an Experian Pull while the Refi could be a TU pull and the HPs pass in the night

You still get ding x2 but at least not from the same bureau potentially