Hey everyone, I’m in the process of looking into refinancing an auto loan. I would like to refinance with capital one and will get a much better rate. That said, this morning I was going to apply for a new credit card (ironically enough, through capital one as well) and I stopped and thought, would opening this account affect my chances or rates of my refinance?
So does anyone have any experience or knowledge on this? Should I hold off on applying for a card until after the refinance? Or does it not make a difference at all? Will it help that it’s another capital one product or is that redundant?
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It will likely be an HP for the CC. So I would wait
the refi is more important than a new CC.
Wait it until the refi fully processes then go for the card
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