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Cross Ref for Lender to Reporting Agency?

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Jazee
Regular Contributor

Cross Ref for Lender to Reporting Agency?

FICO scores can vary between agencies.  Does anyone know if a reference showing which lenders use which reporting agencies for qualifying borrowers for auto loans?

 

 

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Jazee
Regular Contributor

Multi-Lender Sites for Mediocre Credit?

Can anyone recommend a multi-lender site good for people in the 600-700 FICO range?  Or is it always better to go direct to certain lenders (on the approval thread, boy DCU sure looks like they give good rates for fair credit borrowers?)

 

Does anyone know if on the multi-lender sites, if the consolidator you fill out the application with runs the credit report for the lenders or do the lenders also run their own checks themselves?  

 

 

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