01/05/2022 applied and instantly approved for $45K. Called CSR and confirmed. CSR stated I can go into any dealers, for any cars up to the $45K mark or a few more thousands (-$50K).
Once a purchase agreement had been made. Upload that into the DCU loan portal. DCU will either overnight the check directly to the dealership, or to your address, then you can take it to the dealer.
I also tried for a credit card app. Hopefully that will be approved, as well!