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You might try Googling "Creditpulls database".
You could also just apply and see what happens, since its only one HP.
Good luck - let us know what happens.
@Chris:
I am with DCU right now at 5.49%. My score was 651 when I applied for auto-loan.
I tried the site you mention and it's mostly about Credit card apps. There are only some records about auto-refinance with really low score (590-630) and their rate are higher than mine ( > 8%).
I have 17 hard inquiries right now (14 of them are auto). I don't really want to take a HP just for testing,
With that score, you will qualify a 2.99% for 60 months
3.99% for 72 months
I went through it with them already. You get a nice .50% deduction for having Direct Deposit
I recently refinanced both of my cars with a 660 and got 3.99 -.50 for direct deposit. One is for 65 months and the other 36 months.
I was just approved by them tin day. They used fico 8 from Equifax. 717 got 1.99 after autopay. 1.74 requires 730
628 EQ. Refi to 5.49.
Was told they do in-house Refis so when I hit 710ish I will call again.