I need to buy a car this summer and I'm trying to figure out the timing on when I should app DCU for an auto loan/credit card.
In March, I got two AMEX cards, one cap one, and two store cards.
In November, I got a cap one card and a store card.
My EQ FICO is right at 675 exactly according to Myfico.
Should I apply now or wait a couple months? June would be the latest I could wait. What do you think the best timing strategy for me would look like? I don't want to tick off AMEX (FR) or anyone for that matter - that is my main concern. I've worked so hard to get to this point and wasting HP's or the credit I've built so far would be devastating. Thanks.