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I am ending a lease with Nissan this month, and shopping over at Infinity, Nissans luxury vehicle division. The salesperson wants my account number or vin, so they can see what finacial tier i am in. My question, is this like running credit, soft or hard pull? Thanks!
The dealer would legally need your permission to do a hard pull. Most likely it is a soft pull.
Infiniti/Nissan can offer a preapproval based on your prior payment history. Likely the dealer is going to pull your current vehicle up on Dealertrac and see if the preapproval is already listed.
@sccredit wrote:Infiniti/Nissan can offer a preapproval based on your prior payment history. Likely the dealer is going to pull your current vehicle up on Dealertrac and see if the preapproval is already listed.
So that would neither be a hard or soft pull correct?
This is info is correct OP i have had 3 loans thru NMAC currently still have one they can offer u a preapproval just off your payment history.
@bigpoppa09 wrote:This is info is correct OP i have had 3 loans thru NMAC currently still have one they can offer u a preapproval just off your payment history.
@Anonymous Bigpoppa, and thank you @sccredit