I would think you cant just call them up and ask. Have you guys done this? What's your thoughts on this?
Tending my Garden til 6/2020
I doubt if they would tell you on the phone. Maybe if you have agreed to buy a car and signed a sales order they would. But not on the phone. You can get your TU FICO SCORE 8 for free on your monthly Discover Credit Card statement. FICO 8 is the most used credit score for mortgages and car loans.
... FICO 8 is the most used credit score for mortgages and car loans.
No, it isn't. Not even close. There are auto specific scores in the new models (FICO Auto Score 8, FICO Auto Score 9), and mortgages nearly always use older models (5,4,2).
They say you are wrong, but you can argue it out with them. Have a nice day.
There are multiple versions of the FICO® credit-scoring model, and each is based on a unique formula. The most widely used is FICO® Score 8, which is generally consistent with previous versions but differs in several key ways.
Though FICO® Score 9 debuted in 2014, many lenders still rely on FICO® Score 8 when making lending decisions. That’s why it’s important to know what goes into the FICO® Score 8 credit-scoring model.