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I am working on my finances to buy my first home. How do know how much to pay, so I only have 10 payments left? Is it as simple as multiplying my monthly payment by 10, and subtracting that from the payoff amount?
I'm also wanting to leave funds to buy down my interest rate.
That will get you close to the number, but you need to factor in the interest amount for the remaining 10 months and Add that.