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Experian Auto FICO Scores, am I missing something?

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MT64
New Contributor

Experian Auto FICO Scores, am I missing something?

So I logged into Experian and noticed an option to pull FICO 8 Auto scoring for $4.95.

 

Curious to know what my Auto Scores are, I went ahead and placed the order. However, I don't see anything specifying Auto scores and it's showing the exact same FICO8 score as I've had.

 

I thought the scores were different from your general scores? Is it possible they are identical? The thing is I don't see any specifics stating it's the AUTO scoring but I was definitely charged the $4.95.

Message 1 of 4
3 REPLIES 3
GatoradeZeroGuy
Valued Contributor

Re: Experian Auto FICO Scores, am I missing something?

from the dashboard click:

 

image.png

scroll down to and click auto:

image.png

 

Do you see those? I'm on the free trial of their $20/month plan so idk if your page will look similarly 

Starting FICO 8:

Current FICO 8:

1/6, 5/12, 12/24




Message 2 of 4
MT64
New Contributor

Re: Experian Auto FICO Scores, am I missing something?


@GatoradeZeroGuy wrote:

from the dashboard click:

 

image.png

scroll down to and click auto:

image.png

 

Do you see those? I'm on the free trial of their $20/month plan so idk if your page will look similarly 


Thanks! When I first did tried before posting, it just asked me to add my vehicle even though I had alerady paid. Not sure why they force you to add your vehicle before showing your score but that's what it took, oddly.

 

Unfortunately my auto score is about 18 less than my primary score. My one and only car loan was paid off in 2021, 73 month that was opened in 2015. Will this scale in line with the primary score as it increases or is this it?

Message 3 of 4
FireMedic1
Community Leader
Mega Contributor

Re: Experian Auto FICO Scores, am I missing something?

Your credit card aggregate util %'s helps the auto score. You have the past kinda recent piad loan. DTI has some weight also.


Message 4 of 4
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