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My current Credit Karma scores are TU 678 EQ 674. My Fico 8 scors on MyFico are TU 631, EQ 652 and EX 675. I don't think that's a big difference really. They are way up from 18 months ago like 100pts on both. Can't wait to see a 700 somewhere.
I'm new to MyFico:
Here are my Credit Karma numbers:
TU: 724
EQ: 719
My Fico 8 scores:
TU:743
EQ:715
EX:762
Equifax numbers are pretty close, but TransUnion is way different.
Credit Karma and most of those other sites that provide free scores are a waste of time.
I thought this was amusing so I'm sharing. I've been trying hard to get my scores up. Started off in the high 600s a few months ago.
Here are my Credit Karma numbers today which I think are comical:
TU: 812
EQ: 807
My Fico 8 scores:
TU:739
EQ:735
EX:731
Credit Check Total:
EX: 731
They went up on Credit Karma 61 and 70 points respectively today. So not even close. They were tracking closely for a while. I have no idea what to look for on Credit Karma to understand why they think the Vantage scores are that high.
CK FAKO
TU - 780
EX - 786
In contrast
TU FICO 08 (Barclay's) - 733
EX FICO 08 (Chase) - 730
EX FICO 08 (Discover non customer) - 734
The 50 point difference is really annoying me. Waiting for my FICO to catch up to my FAKO.
Edit: As I was writing this my Barclay's TU FICO finally updated....777!!!!
Vantage 3.0:
TU - 589
EQ - 607
Equivaliency score
EX - 701
Fico 8
TU - 691
EQ - 717
EX - 653
Thank you for the info -- I had assumed something along those lines was true, but it's nice to have confirmation!
My Amex just reported to equifax for the first time today. With that my scores on two sites are wildly different
Last Month:
Fico 8: 721
Vantage 3.0: 757
Ths month:
Fico 8: 760
Vantage 3.0: 682
My Fico as reported by myfico went up 39 points while credt karma reports a 75 point drop. Crazy.
My credit karma scores tanked 88 points and 70 something points when the new cards reported. Yet my fico went up from eq 674 to 717 and tu 650 something to 691! I don't know why the vantage tanked. Luckily no one uses it for anything.