Financing using TU FICO score ONLY

[Anonymous]

Hey I'm looking for auto financing. I need a car. My scores highest is 619 TU FICO. The rest is 580 EQ 540 EX. What companies (bank, CU, dealerships, etc) check on transunion scores?

[Washin17]

I read on there that toyota does but im not sure if that depends on your location.

[Anonymous]

It really depend's on your location, in my area Well's Fargo Dealer Services pulls TU only, Commerce Bank, Union Bank & Trust, and many other's pull TU.

I would first try Capital One's Auto Navigator pre-approval to see where you might stand, it is a soft-pull only to get pre-approved and it should give you a good idea of where you stand.

Many captive lender's have the ability to pull multiple bureau's if requested by the finance manager at a dealership, Ally for instance normally pull's a specific bureau based on your geographic region but can be requested to pull an alternate bureau if needed.

[Anonymous]

Go to this link: https://creditboards.com/forums/index.php?app=creditpulls

You'll know who pulls what.