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Ford credit score

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Anonymous
Not applicable

Re: Ford credit score

Ok, I guess I didn't understand the difference between FICO score and actual credit bureau score.

 

My FICO scores are the following: 642 (EQ), 655 (TU), 685 (EXP)

 

Anyone know which model Ford Credit uses? I don't know how this stuff works...

Message 11 of 14
Ford725
Established Contributor

Re: Ford credit score

They pull Experian about 99% of the time. So you should be good to go with your EX score.

Current Scores: FICO08 670 EQ, FICO08 703 TU, FICO08 661 EX
Goal Score: 700's all 3 (07/2016)
Walmart $6k | Chevron $4k | Firestone $2.2k | Capital One Venture $5.4k | Quicksilver One MC $1.3k | Capital One Platinum MC $1k | Bloomingdales $12k | Amazon Prime $6k | Ebates Visa $12k | The Gap Visa $7k | Banana Republic Visa $7 | Brylane Home $2.6k | Express $2.5k | Overstock $1.85k | Macy's $11.3k | Stash Visa $12k | Lowe's $12k | Care Credit $5k | Macy's Amex $2.1k | Chase Amazon Visa $.5k | Cabela's Club Visa $2k
Message 12 of 14
Anonymous
Not applicable

Re: Ford credit score

Seriously?? That's great news. I might actually get a decent leasing offer!

Message 13 of 14
MarineVietVet
Moderator Emeritus

Re: Ford credit score


@Anonymous wrote:

Ok, I guess I didn't understand the difference between FICO score and actual credit bureau score.

 

My FICO scores are the following: 642 (EQ), 655 (TU), 685 (EXP)

 

Anyone know which model Ford Credit uses? I don't know how this stuff works...


Welcome to the forums.

 

Some lenders pull FICO Auto Enhanced Scores which could be slightly different from what you pull here.

 

I don't know if Ford does so.

Message 14 of 14
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