First I want to say hello and glad to see if this is a good alternative to focus on my credit since buying a home just went out the window that is to these companies.
Long ago I was "preapproved," via Credit Karma. So I took the chance to look and was denied, ok thank you. However, approx 10+ letter come in about looking at my credit and it plummeted with out my knowledge because I did automatic pay.
however, just April, I sold the car I had and was looking for a vehicle at Carmax and same answer. Letters are still coming and I did not even know the finance companies were even asked and now 12 hard inquiries or more.
I had a $372,000 debt last year, sold the home for $361,000, nothing for my pockets because in the end tenants destroyed house meaning I had to pay.
I am now $72,000 in debt, but &59,000 is going to gone as of 5/20/2022 because 100% disabled unemployable Veteran. So since I cannot use my BA because I cannot work, I am waiting it and a true blessing.
Leaving $12,000, but I sold my car and paid in full so $8,000 dollars gone. Leaving almost $4000.
Collections
$2975 paid T-Mobile
$975 paid medical
soo yea I mention this because I am trying to get a vehicle and with all that took care they want a co-signer.
it takes just too long for thing to be fixed on the credit report and a score of 435 is not a score to accommodate that o paid!!! Why do we have wait so long for everything but they want that money fast.
thank you letting me share and hey just sends prayers if able and God Bless.
