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I have had a auto loan for 4 years. I have submitted my payment on the auto loan portal on their website on the 28th day. (I received confirmation) for some reason it doesnt post for 5 to 6 days later and I was hit with a 30 day late. I am not sure how this is possible as it posts to my external account right away. Why am I being dinged for this when I have no control over this. I submitted before 30 days.
@Kmht2258 wrote:I have had a auto loan for 4 years. I have submitted my payment on the auto loan portal on their website on the 28th day. (I received confirmation) for some reason it doesnt post for 5 to 6 days later and I was hit with a 30 day late. I am not sure how this is possible as it posts to my external account right away. Why am I being dinged for this when I have no control over this. I submitted before 30 days.
You could call and see if they can remove this. They can see when you put the payment in I am sure but it is also your resposilbilty to not make the payment 2 days before it dings your credit.