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HELP! NEGATIVE HISTORY WITH MAZDA/CHASE

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HELP! NEGATIVE HISTORY WITH MAZDA/CHASE

In 2006 I financed a car through Mazda (Chase), 2010 it was repossessed and I got it back and paid off the loan (with a few late payments before I paid it off). I also have a CO cc account with Chase from around 2007 (no longer on credit report). 

I've had an auto loan with Capital One for the past 3 years, no late payments. 

I'm hoping to lease a Mazda which will have to be with Mazda Capital Services...Chase. 

Should I even try to lease a car with them or would I be better just going with a different car brand altogether.  

Scores : EQ704, TU710, EX701

Income: 71k 

1 REPLY 1
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Valued Contributor

Re: HELP! NEGATIVE HISTORY WITH MAZDA/CHASE

I wouldn't be afriad to try Mazda again. You didn't burn them on the auto loan so doubt they would hold a grudge and your FICOs are now pretty strong (presumably its dropped off your CR due to age). Worst case if they give you a really high money factor you can look elsewhere but I think you'll be ok.

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