HUGE difference between TU scores here and at auto loan bank

[Anonymous]

My TU score he at my Fico is 671

I applied through Avant for a car loan. They came back with 581.

How can there be such a HUGE difference with the same agency?

[simplynoir]

Which version of TU did Avant pull? I assume it's an Auto score if the discrepancy is that big from your FICO score

[Anonymous]

They didn't tell me the version. My EX is actually 570 so I almost thought they pulled the wrong one!

[simplynoir]

Sounds like to me without knowing for sure what Avant used for a hardpull is that they pulled a different scorecard than the FICO 08 you have on your MyFico report for TU

[CreditCuriosity]

Avant does auto loans or mean were trying for a personal loan to be used as a car loan as personal loans start out at 9.xx percent and if you were at a 700ish level(not the score they gave you back) you would do alot better in APR through other places unless mis-understanding term of this loan and company, but avant is known for personal loans at higher aprs typically