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Help me evaluate my chances :) Trying to get a grand cherokee

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Anonymous
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Help me evaluate my chances :) Trying to get a grand cherokee

Hello friends Smiley Happy I am trying to get a car loan for the grand cherokee latitude but I am unsure about my chances....

 

Credit Score: 729 (According to Barclays and Discover)

AAoA: 1 year

# of positive trade lines: 12

# of negative trade lines:

Income: 50k

Lenght of Employment: Well.. I am graduating from college and starting Ph.D. this September

Previous Loan Experience: Have an ongoing loan (4000 to be paid off) but will clear it when I sell my current car

Debt-to-Income (DTI): 10%

Year of Car: 2014

Miles: 0

Purchase/Refinance: Purchase

Requested loan term (XX Months): more than 48 months

Down payment amount: 10k

Co-borrower/Co-Signer:Nope

Other:

 

I am really confused about how I should go about doing this... I am going to move out of state and starting at a new school, so I guess I should apply for loan before I change my address? Has anyone else applied for loan as a phd student? Any input is greatly appreciated!

 

 

 

 

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1 REPLY 1
Creditaddict
Legendary Contributor

Re: Help me evaluate my chances :) Trying to get a grand cherokee

I believe jeep has a graduate loan program so research that but with your down payment I don't think you will have any issues at all. just apply directly at the dealership, I believe ALLY finances jeep.

Message 2 of 2
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