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Hello friends I am trying to get a car loan for the grand cherokee latitude but I am unsure about my chances....
Credit Score: 729 (According to Barclays and Discover)
AAoA: 1 year
# of positive trade lines: 12
# of negative trade lines:
Income: 50k
Lenght of Employment: Well.. I am graduating from college and starting Ph.D. this September
Previous Loan Experience: Have an ongoing loan (4000 to be paid off) but will clear it when I sell my current car
Debt-to-Income (DTI): 10%
Year of Car: 2014
Miles: 0
Purchase/Refinance: Purchase
Requested loan term (XX Months): more than 48 months
Down payment amount: 10k
Co-borrower/Co-Signer:Nope
Other:
I am really confused about how I should go about doing this... I am going to move out of state and starting at a new school, so I guess I should apply for loan before I change my address? Has anyone else applied for loan as a phd student? Any input is greatly appreciated!
I believe jeep has a graduate loan program so research that but with your down payment I don't think you will have any issues at all. just apply directly at the dealership, I believe ALLY finances jeep.