cancel
Showing results for 
Search instead for 
Did you mean: 

Help please. DCU asks for paystubs??

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Member

Help please. DCU asks for paystubs??

Hi. So my most recent tax return is 2013 and I have not filed 2014 yet. Now what should I do? Toyota dealer offers Car Loan from Chase for 2.49%. Should i just take it? I need to finance $18,825

Message 1 of 7
6 REPLIES 6
Member

Re: Help please. DCU asks for paystubs??

I asked if i can submit bank statement and money from my stock account but they only need tax return!!
Message 2 of 7
Valued Contributor

Re: Help please. DCU asks for paystubs??

File the 2014 return? turbo tax you can immediately print it out after you file. If the cash is not reported, you really cant use it as income.

I've got some cards, got my house and got some scores with a 7 in front. Now what? Oh yea, live some of that life stuff.
Message 3 of 7
Member

Re: Help please. DCU asks for paystubs??

I dont have my tax 2014 ready yet. 1.49% vs 2.49%. The difference is $500 and my option contract with Toyota dealer expired this week. What should I do?
Message 4 of 7
Moderator

Re: Help please. DCU asks for paystubs??


@calibu0n wrote:
I dont have my tax 2014 ready yet. 1.49% vs 2.49%. The difference is $500 and my option contract with Toyota dealer expired this week. What should I do?

I will advise you one thing you should not be doing and that is publishing online that you are evading income taxes. If its not on the 1040 it doesnt exist.

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 5 of 7
Frequent Contributor

Re: Help please. DCU asks for paystubs??

Are you self employed? They usually only ask for 2 years returns if you are self-employed. I just got a loan from them last month and I sent them my most recent tax returns. Do you have 1099's? They need to see 2 years profit/loss statements. If you are not self-employed I'm not sure why they aren't accepting you last 2 paystubs. 

Message 6 of 7
Established Contributor

Re: Help please. DCU asks for paystubs??

If they are asking for paystubs or a current tax return and you cannot provide it, you only have one option, go with Chase.

Starting Scores:
1/19/14:

1/28/14:
2/12/14:
Current Scores:
7/10/19:
12/17/16:
9/05/17:
Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.