Houston Auto Refinance TU or EX

DanMengdensMustache · ‎10-04-2022

Hey y'all, I'm looking to refinance my 2022 4Runner. 8k miles. $49k payoff. Recommendations in the Houston area?

FICO

EQ 676

TU 706

EX 706

FICO 8 Auto

EQ 656

TU 704

EX 705

Appreciate any input!

Harvey26 · ‎10-05-2022

What state are you in? Current rate?

Amex ED: 7K, Delta Gold Amex: 7K Macys Amex: 8K , Bloomingdales Amex: 1K , BOA Premium Rewards: 59.9K , Best Buy Visa: 7K , Banana Republic Mastercard: 5K Target Store Card: 2K VACU Mastercard: 11.5K Discover: 25K, Penfed Platinum Rewards: 12.5K, Apple Card:3K, TD Double Up: 15K,

FLLGuy · ‎10-05-2022

@Harvey26 - OP mentioned he's in Houston, Texas.

2b2rich · ‎10-08-2022

I have always used Navy Federal CU. You would need to be a member, but I don't think it's too difficult to get a membership. There is one on Shadow Creek Pkwy at the 288 exit. For the record, they usually pull TU and I'm almost certain it's Fico 9.

(EDITED TO ADD: I have used them once before and right now have an auto refinance app pending (because I forgot to unfreeze my reports lol). I recommend them and they have always given me a good rate. My scores are very close to yours too).

@DanMengdensMustache wrote:
Hey y'all, I'm looking to refinance my 2022 4Runner. 8k miles. $49k payoff. Recommendations in the Houston area?

FICO
EQ 676
TU 706
EX 706

FICO 8 Auto
EQ 656
TU 704
EX 705

Appreciate any input!

Chapter 7 Discharged & Closed Jan 2020

Anonymous · ‎10-08-2022

@DanMengdensMustache wrote:
Hey y'all, I'm looking to refinance my 2022 4Runner. 8k miles. $49k payoff. Recommendations in the Houston area?

FICO
EQ 676
TU 706
EX 706

FICO 8 Auto
EQ 656
TU 704
EX 705

Appreciate any input!

You should try to refinance with DCU. I always got the best rate from them.