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How long should I wait to refinance my Auto Loan?

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Valued Member

Re: How long should I wait to refinance my Auto Loan?

Here is the link for used. I worked late tonight so I had to wait till I got home to find it for ya.

 

https://www.nadaguides.com/Cars/2018/Used/Mazda

 

You will then be able to enter the milage and options and get a better breakdown. This is what I found with your basic information.

 

whatIfound.jpg

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New Contributor

Re: How long should I wait to refinance my Auto Loan?

4.24% is actually pretty good. Just remember the feds have had a lot of interest rate hikes in 2018. This does play into the rate you will pay each month, and overall. 

 

I waited a year with TD Auto Finance, and I  got it 1% lower, and saved thirty plus dollars extra a month. 

Message 12 of 12