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Haven't found a thread like this anywhere so I thought I'd ask.
How many open auto loans do you have on your report currently?
How many open auto loans has a lender allowed you to have at once in the past?
Currently Ally Financial let me have a fourth open auto loan surprisingly.
That really depends on ones income. If you only make $18k a year, I highly doubt you'll be able to get a second loan by yourself. But, if you make $1 million a year, a bank probably won't bat an eye at 5 Honda civics as long as the DTI is within range.
I had 4 at one point, all at prime rates. Currently only have 1 lease reporting.
Brian is correct, you have to be able to support the payments. In my case I had an income that eliminated any DTI concerns.
I had 1 bike. Added 1 car. Then added another bike.
So 3 at once. Around $77k total.