Go to the dealership with confidence. They can't take advantage of you if you don't let them. Remember you hold all the cards here. You can walk out the door and buy the car somewhere else. That car salesman is probably desperate to make the sale. Good luck!
5.9 still is better than 9.3..i will agree with you there..i don't expect them to give me that 2.9 considering my credit situation. i'm being more realistic about it. at least as i said i have as a last resort, financing in place from cap one at 9.3. not thrilled with it, but at least its better than some and better than nothing. however, if the dealer, and i am still a little leery about using dealer financing, can get me a better rate with my credit history with the car i want then its a win win. that would be fantastic. i just get the feeling that some how they will try and take advantage of me and give me a ridiculous high rate. maybe i am being paranoid about it and if so, i apologize. but i am trying so so so so very hard not to make mistakes when it comes to stuff like this. i have come to far in cleaning up halfway my credit life to have setback occurr..