I heard from DCU and AAA today and they were both an unfortunate no due to negatives that are set to age off within the next year. Which sucks because our payment history for the last year is 100% on everything. And last reported missed payment on anything was 6 years ago since we didn't apply for anything for a while because we knew we'd get denied. His income is 55k a year at the very least, but that didn't make a difference.
I'm curious to see what Chrysler capital would give us for terms since I've seen other posts from people saying that they haven't been quite as bad as their counterpart. I just wish I could do it without going to the dealership lol
I heard from a lemon lawyer today and it's unclear whether or not we'll qualify since its unclear if it's the car or the service department. 99% of their service department is useless, but after talking to a GM at the dealership, only one of the techs is allowed anywhere near my car when it comes in because he's the only one who hasn't tried to mansplain things away and has taken me seriously. He just hasn't the slightest clue what could be going on.
I've called other dealerships about looking at it and they said they could do so for a "Diag fee of $130" which is only refundable if they actually find something wrong AND their tech determines it's not my fault. So, Its literally a gamble as to whether or not their tech is going to be just as blind and deaf after driving their jackhammer to work.
The $130 is a small gamble (even if you do have to pay and go to a few dealerships) vs. taking a $5k or more loss on the car or whatever.
Online reviews are your friend . . find the one with the best reviews within a resonable drive for your area and go there.
I have had night and day horrific and fantastic experiences with different dealerships.
I think you are probably stuck dealing with one since it's warranty work you're seeking. Stay the course and don't go further into debt over it, though.