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Getting ready to buy a car soon. VERY SOON
As i was getting ready to accept the dealers ridiculous interest rate financing.. i decided to give my Local CU a shot.
So I did... and under all of their requirements i met all of them EXCEPT ONE.
Job History.
But, how would they know??
Is this listed on my report??
And, they're only asking for 2 stubs...
You see.. i was self employed for a bit.. and it wasn't being reported as i did not hire myself under the LLC.
Could i just tell them i have been working for the required amount of time?
Did you claim you were an employee? A bank or CU has the right to obtain verification of the income you stated on your application. When I was Self Employed and did not have check stubs I was able to provide my CU with the first 2 pages of my prior year tax return and current bank statements showing the income and they were all good with that. Have you asked them if bank statements and tax returns will work?