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Joint application with spouse?

LazarusLong
Contributor

Joint application with spouse?

So I'm the major bread winner in our household, but my spouse has slightly higher FICO scores.  So wondering when we go to apply what the best route would be?

 

Her EX Auto 8 score is 764, mine is 739.  My income is $120k, hers is $36k.

 

Was thinking with the 764 score she would get the top tier rates, but would need my income included for the vehicle we want (around 40k)

 

Thoughts?

AAoA = 6.8 yrs
AoOA = 22.6 yrs
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1 REPLY 1
Brian_Earl_Spilner
Community Leader
Mega Contributor

Re: Joint application with spouse?

Your scores are high enough for top-tier financing. 







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