For auto loans and leases I was told by the Subaru dealership that to get the best interest rate deal one needed to have a FICO score of 720 or better. The difference between an auto loan and an auto lease is the same between purchasing furniture or renting it. You do not own the item(s). The lessor can come and repossess it much easier than if you had purchased it. I am not sure how much a BK comes into play when getting a lease.
Frankly it looks like a terrible deal. However, it's done and if you're happy with it none of that matters. Enjoy the car and try not to get too many tickets