Leasing a Car with 11 Late Payments/FICO Score 689

[southfloridalease]

My past 2 leases that I have had have been with VW Credit.  My first lease I had no missed or late payments at all....On my second lease, 6 months into the lease, I was diagnosed with Cancer, and was unable to make payments on time, due to growing health care bills.  Once I was finished with Chemotherapy, I was able to make regular on time payments for the duration of the lease.  I am looking to lease another car, but am worried about the late payments on my credit report.  I wrote VW Credit a GW letter, asking them if they would be so kind as to help me with a few payments, but no luck.  I got in the mail, a statement of the payments that I made to VW with the dates and the amounts.  I NEED A NEW CAR ASAP......What should I do?  Was thinking about a Toyota, Kia or Hyundai!!!!!   HELP!!!!!

[Walt_K]

Have you approached VW.  If you ultimately brought it current and made all the remaining payments, they might be forgiving?

Is there a reason you need to lease instead of buying?

[tooleman694]

If they were not recent lates you are probably fine.