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My car is just totalled today so I am going to need a new car much sooner than I thought I would. This will be my first car loan.
Income: $25,000 on W2, extra income: $38,000 yearly scholarship.
Scores: EQ/EX/TU 720/720/710
Inquiries: EQ/EX/TU 2/3/7
Utilization: 25% of ~$35,000 credit lines
Rent: $320/month
3 new CC on January
9 CC, AAoA = 2.5 years, oldest 6 years
Student loans in deferment
I have checking/savings/CC with Chase and PNC, membership with local CU, DCU and PSECU.
With these information (and any other if you needed, just ask), which bank/CU would you think be the best bet for a car loan for me. I am looking at a $20-30k vehicle.
Credit Unions are very good when it comes to auto loans. Since you already have a membership to DCU, go there first for the loan and then PSECU. Having a check in hand before going car shopping will make your life a lot easier.