Do you know which lenders use Experian and TU? Myficos are : 653 (exp), 628 (tu), and 596 (equifax) (self pull from this site and experian direct)...not lender pulled scores.
I need to refinance an $18K car loan (57K miles) (10.5% capital one) and finance another one for around $16K. I do have a dismissed BK on file (12/11), but a clean report with no current lates in the past 12 months...7 on time accounts with several "settled accounts with zero balances. I have about 1% utilization on my cc's.
I need to travel alot with many miles...would leasing be an option?
Any feedback would be appreciated.
Yes, I have had a perfect paying history on my current car. It sounds like leasing may not be a good option. I will try to refinance first, and then see if I can qualify for a second vehicle....just trying to what options I have.