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Hello everyone, I am very curious as to whether or not I would be approved for an auto loan/lease with my current FICO auto scores. Currently my FICO auto 8 scores are as followed Equifax: 684, Experian: 682, and TransUnion: 679. The only negative item in my credit report is one medical collection, as a matter of fact, I just recently paid off another med collection and that actually helped raise my scores. I am currently looking to finance or lease (whitchever is more economical for me) either a new Audi or Lexus (possibly a regular Toyota). I look forward to everyone's responses, thank you.
@Anonymous wrote:Hello everyone, I am very curious as to whether or not I would be approved for an auto loan/lease ...
I see no reason you would not be approved. A healthy downpayment will ensure more favorable terms.
Good luck.
@James_A Thanks!