Credit Score: 628-630-652
AAoA: 6 years
# of positive trade lines: 8
# of negative trade lines: 13
Income: 48k
Lenght of Employment: 2 years
Previous Loan Experience: Yes
Debt-to-Income (DTI): 48%
Year of Car: 2013
Miles: 21000
Purchase/Refinance: Refi
Requested loan term (XX Months): 60
Down payment amount:
Co-borrower/Co-Signer: No
Other: Have prior auto loan with Chase that has late payments. That may be dragging my chances down.