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Looking for a ReFi - Do I Qualify?

New Member

Looking for a ReFi - Do I Qualify?

Credit Score: 628-630-652

AAoA: 6 years

# of positive trade lines: 8

# of negative trade lines: 13

Income: 48k

Lenght of Employment: 2 years

Previous Loan Experience: Yes

Debt-to-Income (DTI): 48%

Year of Car: 2013

Miles: 21000

Purchase/Refinance: Refi

Requested loan term (XX Months): 60

Down payment amount: 

Co-borrower/Co-Signer: No

Other: Have prior auto loan with Chase that has late payments. That may be dragging my chances down.

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