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In August I want to apply for an auto loan, I'm getting a new job after college with a company that pays around 45K a year. I'm going to have the income needed. I want to use Capital one, or let the dealer finance me. After taxes my income should be $2751.34, I want a Chevy Cruze, and I'm looking to put 2,000 down. My current scores are TU-664, and Eq-660, I have one baddie a collection account I paid off in 2009, I have three credit cards with ULT below 2% what are my chances of being approved for an auto loan?
You'll definitely be approved. You should be more concerned with what rate you would likely get.
In August, how long will you have been on your job? A lot of places are using that as a key factor these days. I just got approved for a 2013 chevrolet cruze in January.
I will be on the Job for three months/