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just wondering if anyone has any idea which has the easier criteria. I opened an account and cc with both in September. Planned on going with Penfed hoping they wouldn't do another HP since it would be within 90 days. But if NFCU has easier approvals and limits then I would probably use the HP and go that route.
Really depends on your profile.
Penfed has been known for great rates on auto loans.
if you can save the HP why not.
I dont think you are in bad shape with either. Both are solid.
Good luck. Keep us posted.