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I couldn't get a straight answer. I was told things like there is no minimum score and there is no first time buyer program. The last person told me I might need a cosigner or build up for six months with their deposit program. No one would tell me the actual requirements like # of trade lines I needed.
i dont think there is a set in stone qualification but the risk is high for any lender......i got an auto loan without a fico score at all....i had no score but yeah it was 17% and i got out of that loan 6 months later