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Navy Federal Auto Loan!

New Visitor

Navy Federal Auto Loan!

Hey yall. Found out Navy federal pulls from transunion, BUt does anyone know what version they use for an auto loan? will be a used vehicle. THANKS

Message 1 of 5
Super Contributor

Re: Navy Federal Auto Loan!

Over the years its been mostly TU & EQ. FICO8 Fico Auto 8 and FICO5. Plus they have their own internal scoring process. Its 50/50. May just be TU with a double check on EQ if TU doesnt fully satisfy them. So it could be both. But things change alot in the credit world.

Homeowner since Sept 2020. My posts are JMHO. My siggy is not to brag. Just sharing my experiences after BK from learning here from rebuild to recovery from the @ 540's.
Message 2 of 5
New Visitor

Re: Navy Federal Auto Loan!

ive confirmed with a rep its transunion 100% BUT i dont know which version of transunion itll be

Message 3 of 5
Valued Contributor

Re: Navy Federal Auto Loan!

I do believe it can alternate what they are going to pull as already mentioned.  I just got a new car July 27 and I do believe they pulled a much older model on me which is 

TU Fico score 98 ClassicFico 98336 - 843 

It is the only model in FICO with that scoring range(real world scoring)


Message 4 of 5
New Member

Re: Navy Federal Auto Loan!

They pulled my Transunion mortgage (Fico 4) score.

Message 5 of 5
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