You need to help your Mom find a credit union to join. Here is how....each state has a Credit Union League...I would suspect they all have a web site. Either get on your leagues web site or call them directly to find out what credit union she can join.
If you still strike out, I would go to a local bank.
You actually are pretty much forced to stay local....if you think about it, A car loan requires that the finance company have the title in hand when the money is handed over. I don't believe too many finance companies work on trusting people to send them the title.
I cannot over emphasize the importance of financing a car with someone you can see face to face.
In your case, the local bank will insure they have a good title before they will lend the money.
Lastly, when your Mom goes to sell her car, the local bank can do the transaction for her, handle the money the $$, issue the title to the buyer ensuring there really is money behind the check or bank draft used to buy her car. Besides, she will get more $$ for it rather than trading it in.
Good luck...borrow loca!
Lew
