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@Anonymous wrote:My husband and I bought a 2001 Yukon XL this January, with scores a bit higher than yours (upper 600s to lower 700s) and no bankruptcies. He'd never had a car loan; I had one that was paid off 4 years ago.It was about $11k, 103,000 miles, we put $1000 down.The biggest problem we ran into is that some banks won't finance a vehicle that old or with that high miles, and the ones that would, offered higher interest rates and shorter terms.If you can find a vehicle that fits your needs in your price range, but is 2002 or newer, and under 100k miles, you'll have a lot more options for good financing.It is doable, though. I would strongly suggest lining up financing beforehand with a credit union or the like- we're going to refinance the loan in the near future with USAA to get a better rate (now that I've gotten added onto the USAA).-MsMS