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Nervous about Lease

Medic981
Valued Contributor

Re: Nervous about Lease


@Appleman wrote:

I previously had Chase for my Subaru loan. I paid on-line right next to my Chase credit cards and never had any issues.


I don't have any Chase CCs so that does not seem to be an option for me. As my Mama always said, "You never get a second chance to make a first impression". My hope now is that when I leave the garden in January 2020 and apply for my first Chase 5/24 CC that my lease history with Chase will give help get a monster SL.

















Your FICO credit scores are not just numbers, it’s a skill.

Message 11 of 14
Save-n-Invest
Frequent Contributor

Re: Nervous about Lease

Sorry about the windshield damage on your new Subaru. Happy that the financing came through. I can understand your displeasure with the payment info and due date issue. Maybe you can make a payment by phone. I've had good results with Chase doing EFT from my checking for credit cards. 

 

Please keep us updated. 

Message 12 of 14
Medic981
Valued Contributor

Re: Nervous about Lease


@Save-n-Invest wrote:

Sorry about the windshield damage on your new Subaru. Happy that the financing came through. I can understand your displeasure with the payment info and due date issue. Maybe you can make a payment by phone. I've had good results with Chase doing EFT from my checking for credit cards. 

 

Please keep us updated. 


I had my windshield replaced last Tuesday at Safelite. Cost $1489!!! The glass came from Subaru as it is heated. I have the Eyesight Driver Assist Technology which is awesome but geez louise! The eyesight system has to be calibrated after the glass is installed. $1000 dollar deductible, what a bright idea that was, however, I have never had a claim and it has served me well. I saw on the Chase invoice that I am required to carry full coverage with a $500 dollar deductible. I am curious how strict Chase is in enforcing this provision as I was unaware of it when I insured the vehicle.

 

I chose to use bill pay to make my payment. Payment is due 8/4 (Labor Day) and bill pay will have it there 8/5. 

















Your FICO credit scores are not just numbers, it’s a skill.

Message 13 of 14
SweetCreditObsession
Established Contributor

Re: Nervous about Lease

Excellent data points. I hope that you have a good experience throughout your lease term.


EX: 728 (+65)| TU: 741 (+81)| EQ: 747 (+102)| TU Fico 9: 704

Next Goal: Min. 740 w/all CRAs

Subsequent Goal(s): Min. 760 w/all CRA & Chase FU

Gardening Until: 06/20/2021| Last App: 5/27/2020
Message 14 of 14
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