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If I get a new car loan, or lease- there will be hit against my score?
How long of paying it on time until the "break even" on the score hit?
@Anonymous wrote:If I get a new car loan, or lease- there will be hit against my score?
How long of paying it on time until the "break even" on the score hit?
Your score MAY go down depending on a few things. But it doesn't happen to everybody. Long term it's not an issue, it will rebound based on your credit card usage and paying on-time on the installment loan (auto, school, home).
Credit Cards below 9% utilization-
After 6 months of on time payments on the car loan - will it help my mortgage scores go up?
Scores are impacted whenever one drops or adds a tradeline. Over time, score will recover.