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Uhm......not accurate.
You state you make $10K net per month.......what savings do you have? What credit scores do you have?
I am in the 780's and got a rollover loan at a sweet interest rate....$50K per year and no other debt.
If you don't have the stability you won't get a loan.
Walmart actually posted 3rd quarter earnings.....above their speculated rate.....so they are good. Money dosen't always solve everything.
Edited to add: those in the auto industry plants make $30 plus an hour and after tenure are offered fantastic packages.....the union is a beautiful thing!
@bevj2 wrote:
I feel your pain...due to a recent divorce, my credit is in the toilet (thanks to my ex who DIDN'T keep his word about paying certain bills). He also took the car, which was in his name only, even though I've been the one making payments on it. Now, I'm without transportation...I make decent money (4K/month), but have been denied EVERYWHERE! My CU (been a member for over a year), Roadloans, dealerships....and it doesn't look like it's going to get any better in the credit industry any time soon. What is one to do??? LOL
Simple solution.....buy a cash car. There are many cars that stil drive well and will only cost you $2k or 3k. Forget the financing of vehicles in this current economy it is best to be without debt.
Open a account at a local CU, Credit Unions are more compassionate about
circumstances from the past. It may require some money down though (enough
to cover taxes and tags)If you explain your situation they may help, what are your scores?