On Marty playing chicken with a CU on a new car loan.
I was very nervious about going for a new car loan bing out of DMP since November and having a major derog on my CR. I was approved by Security Service FCU for a new Lancer for 60 months at 5.4 which is their best posted rate. I should have left it aloan but I asked if I could keep my old account number. My idea was that the iNQs didnt lower my score so I thought if the account number stayed the same, I wouldn't see a score drop for the new account.
I know, I know it was a stupid thing to try. They of course said I would be getting a new account number.
I guess I almost made the FICO Darwin awards list, or as Dave Ramsey says paying my stupid tax.