Does anyone know if PENFED seriously looks into reconsideration of loan denials?
My situations is such:
On 4/16/08, my EQ score was 716. About a week later, a previously deleted item was placed back on my credit and caused a 99 point drop in my score. And since then, several unauthorized inquiries have been placed against my credit. I contacted the CRA and placed a fraud alert to prevent anyone from hurting me any worse than they already have. All the items are presently under dispute.
I called PENFED and the CSR told me that I could fax a letter in stating what has happened. I was wondering if I should possibly send in a copy of the report dated 4/16/08 to substantiate my claims. Has anyone heard of PENFED reversing a previous denial. The same thing happened when I applied for a Chase cc. They denied me but when I called for a reconsideration, it was approved.