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I have two open auto loans with Nissan. Both never late. One will be paid off in a few months but the other will remain open with about at 17K balance . How will this affect credit score? I realize that credit scoring accounts for various types of credit used (cc, installments, etc) so I'm thinking that it won't matter much since I will still have one open auto loan account. Thoughts?
You're right in that it probably won't have any affect at all on your scores.
Your loan balance is currently very low compared to its original balance, and with another still-active installment account in the file, there are no points to be lost for paying off the one in question. Since all of your history is positive, it will continue to help you out for the next ten years until it falls away completely, but there is no scoring impact to be had - good or bad - from paying it off.