Planning on refinancing my car and I keep hearing PenFed has great rates. I heard they pull EQ 9. Does anyone know if that's a regular FICO 9 or specifically the Auto 9 score? My EQ Auto 9 is at 755, so I'm hoping it's that one. Other scores range from 730-745.
Likelihood of qualifying for their lowest rates on a 755 score? No baddies, utilization will be under 5% at time of app in the next few weeks.
for me it is EQ F9 auto on my truck loan when i applied for loan....i have an auto loan and savings account with a " check your score" and it is closer to my auto score than standard F9.....maybe if if i had CC with them it would be different idk
F9 is 742 and F9 auto is 756....pen fed has me @ 752
when i first got the loan my F9 scores were farther apart and it was closer to auto score than std score.......F9 was like 723 and F9 auto was 742 they had me @ 739.....just my experience
not a huge seperation but i just missed the next tier i think.....