My new toyota auto loan is 5.64% for 60 months. I wish I would have accepted the 4.9% for 48 months. I just bought the car 10 days ago. Is it possible to change to the latter option I was offered, 4.9% for 48 months? Has anyone done this before? Would it require a call to the dealership or to Toyota Finance?
Probably too late, but call the dealer and plead your case. If it is too late start paying more each month to liquidate the loan sooner, the difference in APR's won't make that much of a difference in interest paid.
