Just concluded the lease on my 3rd Honda Pilot. I went for pre-approval for and Acura lease and was denied within an hour. Appears they only pulled Experian which is 687 (8) and 706 Auto score. My DTI is very low, I have a 6-figure income, but I have a dismissed bankruptcy from 2015. Wondering if it's worth it to just go to the dealer at this point and hope for the best, Have a long history with Honda Financial, so was surprised not to be pre-approved.
Thanks, I will give it a shot. I was desperately hoping to avoid the whole rigamarole in the financing office, but I guess that's not going to happen.
Happily, was able to lease our new Acura from the dealership last week, and did it all over the phone - so much easier. Happy with the monthly price as well. Thanks so much for the advice!