QUESTION about auto loan and hard pulls

[cyberone28]

i read on here that you have a timeframe  so all the inquiries count as 1,

but what about if i applied with a different car dealer and they send the application to another several lenders?? those that counts as the same or is another hard inquiry against me??

i applied on saturday  june 1  and the dealer send the application and 6 inquiries came to my report

but  i applid with a different dealer yesterday and i recieved another 8 inquiries

does all of the auto loan count as 1 inquiry to the ficoscore or different dealer is another hard pull against me??

or i have a time frame (guess 2 weeks to apply to as many as i want??? )

hope id explain myself good...

[SamsungHDTV]

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@cyberone28 wrote:

i read on here that you have a timeframe  so all the inquiries count as 1,

but what about if i applied with a different car dealer and they send the application to another several lenders?? those that counts as the same or is another hard inquiry against me??

i applied on saturday  june 1  and the dealer send the application and 6 inquiries came to my report

but  i applid with a different dealer yesterday and i recieved another 8 inquiries

does all of the auto loan count as 1 inquiry to the ficoscore or different dealer is another hard pull against me??

or i have a time frame (guess 2 weeks to apply to as many as i want??? )

hope id explain myself good...

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You will have 14 separate inquiries on your report. For credit scoring purposes it will count as 1 inquiry. 

The time frame you have varies depending on which version of FICO lenders use. 

Some FICO versions count all inquiries for the same purpose pulled within 14 days as 1 inquiry for scoring. Newer versions give you 30 days.

To be safe, always apply within 14 days just in case you get some lenders still using those versions of FICO.

Hope this answers your question.